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Insurance and reserving insight from Milliman

For over fifty years, Milliman has helped insurers and self-insureds guide and improve their businesses. We provide the industry with thought leadership in the essential areas of reserving, pricing, analytics, risk based decision-making, and business transformation. We’re proud to share our expert thinking.

The ultimate guide to predictive analytics in P&C insurance claims

As analytics move increasingly into operations, we aim to demystify the topic and bring it easily within operational reach to claims professionals.

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Four simple metrics that provide significant value in a property & casualty actuarial report

We highlight key metrics for risk managers and others to focus on when dealing with actuarial reports.

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Insights into consumer demand for flood insurance: Trends in take-up

Utilizing available data, Milliman has developed a take-up rate model that can help private insurers better understand how to test their products, acquire new business, and grow their written premium.

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Does it ever make sense for firms to pay ransomware criminals

Following AXA’s decision to scale back underwriting insurance that reimburses payments, we examine how companies can analyze whether to pay ransom themselves.

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Vaccine mandates and vaccine injuries: An unexpected cost to the workers’ compensation system

Review our estimates for future costs of the U.S. workers’ compensation system for vaccine injuries attributable to the employer mandates.

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The toll of increasing construction labor and supply costs on insurance

As home improvement demands have increased during the pandemic, stressed supply…

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Ruff stuff: The time for pet insurance is MEOW

Learn how market size, past growth, and future potential is making pet insurance…

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Three ways to avoid cyber-related D&O costs

The number of ransomware attacks in the first half of 2021 alone exceeded all of…

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Will space travel insurance become as common as auto insurance?

As Jeff Bezos, Richard Branson and passengers make it to space, a new area of…

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This can be one of the costliest mistakes in an M&A deal

To balance the time-sensitive nature of the M&A process with the need to…

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Understanding California wildfire risk

The 2020 wildfire season so far has offered no relief, with CAL FIRE reporting…

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Social inflation’s disruption of data, metrics, and forecasts

Social inflation—the increase in lawsuits and related penalties—may…

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Your data is better than you think: using AI for insurance claims

Data quality is a common concern among insurers and has long been viewed as a…

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A case for data science

How Milliman used analytics to develop a predictive app for a transportation…

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Effective governance

While improvements in governance and regulatory oversight over the last two…

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Individual claim reserving models: Adding value

Individual claim models (ICMs) is an emerging area of research and practice…

Actuaries and reserve adequacy

Read our observations on the cyclical nature of P&C reserves and solutions…

Actuarial model governance: Empowering people with technology

This paper aims to contribute to the growing awareness of governance best…

Recommendations for developing a Stress and Scenario Testing framework

This note provides high-level recommendations for insurance companies when…

Reimagining Reserving

There are smarter ways to evaluate your insurance loss costs

Read our series on reimagining reserving to learn more

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